When you're looking for a crypto exchange that actually works without the noise, Zipmex stands out-not because it’s the biggest, but because it’s one of the few that keeps things simple, clear, and focused on what matters: your money.
Founded in 2018 and based in Singapore, Zipmex has stuck around through crypto’s wildest swings. While many exchanges rose fast and vanished just as quickly, Zipmex kept building. It didn’t chase hype. It didn’t promise moonshots. Instead, it focused on making trading, storing, and moving crypto feel like using a bank app-except it handles Bitcoin, Ethereum, and a dozen other coins.
How Zipmex Works: No Fluff, Just Function
Zipmex isn’t a complicated platform. You sign up, verify your identity (standard for any regulated exchange), and start trading. The interface is clean. No cluttered charts, no confusing menus. If you’ve used PayPal or a mobile banking app before, you’ll feel right at home.
It runs as a SaaS platform, meaning you don’t download anything. Just open your browser or use the iOS or Android app. Whether you’re on your phone during your commute or on your laptop at home, your account syncs instantly. There’s no lag, no syncing issues. That’s not something every exchange can claim.
Trading is instant. Deposits and withdrawals to your bank account happen quickly-especially if you’re using USD or SGD. That’s a big deal. Most exchanges make you wait days to move money out. Zipmex cuts that down to hours, sometimes minutes. For traders who need to react fast to price moves, that’s not a luxury. It’s a necessity.
Fees: Transparent, Flat, Fair
Here’s where Zipmex gets real. Every trade-buy or sell-costs 0.2%. That’s it. No hidden fees. No tiered pricing. No surprise charges for withdrawals or deposits. Compare that to other exchanges that charge 0.5% or more, or those that hide fees in the spread. Zipmex’s 0.2% fee sits right in the sweet spot: low enough for casual traders, fair enough for active ones.
There are no monthly fees. No inactivity fees. No account maintenance fees. You pay only when you trade. That’s rare. Most platforms find ways to nickel-and-dime you. Zipmex doesn’t.
And if you’re into automated trading? Zipmex offers API access. Developers can connect their bots, scripts, or tools directly to the exchange. You get real-time market data, order execution, and balance updates-all through clean, well-documented endpoints. It’s not just for beginners.
Security: What They Do-and What You Still Need to Do
Zipmex takes security seriously. They store the majority of user funds in cold storage. That means most of your Bitcoin or Ethereum isn’t online where hackers can reach it. They use multi-signature wallets and regular audits. They also have insurance coverage for digital assets.
But here’s the truth: no exchange can protect you from yourself. That’s why Zipmex doesn’t just say, “We’re secure.” They teach you how to be secure too.
On their blog, they break down real threats. Like how malware attacks on crypto users jumped 2,000% between late 2024 and early 2025. They warn about fake support teams, phishing links, and fake airdrops. They even explain how to spot a scam coin before you buy it.
They recommend a 90/10 split: keep 90% of your crypto in hardware wallets (like Ledger or Trezor) and only 10% on the exchange for active trading. That’s smart advice. And they don’t just say it-they make it easy. Their app lets you see your wallet balances, track your holdings, and send funds directly to your Ledger device with one click.
They also encourage withdrawal address whitelisting. That means you can only send crypto to addresses you’ve pre-approved. If someone hacks your account, they can’t drain your funds to a random wallet. It’s a simple feature, but it stops a lot of losses before they happen.
Supported Coins and Assets
Zipmex doesn’t offer every coin under the sun. That’s not a weakness-it’s a strength. They focus on the big ones: Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Solana (SOL), and a few others like Polygon (MATIC) and Chainlink (LINK). You won’t find obscure tokens with no liquidity or zero community.
This matters. When an exchange lists too many coins, it becomes a graveyard for scams. Zipmex avoids that. Their selection is small, but solid. Every coin they list has real trading volume, a working team, and public documentation. They don’t just add coins because they’re trending. They add them because they’ve been vetted.
If you want to trade newer, riskier tokens, you’ll need to go elsewhere. But if you want to hold Bitcoin and Ethereum with confidence, Zipmex is one of the cleanest places to do it.
Customer Support: Always There
Crypto moves fast. Prices swing. Markets crash. And when something goes wrong, you need help-fast.
Zipmex offers 24/7 live support. Not a chatbot. Not a ticket system that takes three days. Real people, available by phone, email, and live chat. They answer in under 10 minutes during peak hours. That’s not normal in this industry.
Most exchanges make you wait. Zipmex makes you feel heard. Their support team doesn’t just copy-paste responses. They’ve clearly been trained to understand crypto-specific issues: wallet recovery, transaction delays, KYC verification hangups. They’ve seen it all.
Who Is Zipmex Really For?
Zipmex isn’t for gamblers. It’s not for people chasing meme coins or leveraged trades. If you’re looking for high-risk, high-reward plays, this isn’t your platform.
It’s for:
- Beginners who want to buy their first Bitcoin without getting lost in confusing menus.
- Working professionals in Singapore, the U.S., or Australia who need fast fiat-to-crypto conversions.
- Long-term holders who want a secure, no-nonsense place to store their crypto.
- Developers who need reliable API access for automated trading or portfolio tracking.
If you’re someone who values transparency, speed, and security over flashy features, Zipmex fits like a glove.
How It Compares to Other Exchanges
Let’s be clear: Zipmex isn’t Binance. It doesn’t have 100 million users or 1,000 trading pairs. But it doesn’t need to.
Here’s how it stacks up against a few competitors:
| Feature | Zipmex | Blockchain.com | LCX Exchange | DIFX |
|---|---|---|---|---|
| Trading Fee | 0.2% | 0.1%-0.5% | 0.3% | 0.4% |
| Fiat Support (USD/SGD) | Yes | Yes | Yes | No |
| Hardware Wallet Integration | Yes (Ledger, Trezor) | Partial | No | No |
| 24/7 Live Support | Yes | Email only | Chat only | 24/7 chat |
| API Access | Yes | Yes | Yes | No |
| Security Education | Extensive blog, guides | Basic FAQ | Minimal | None |
Zipmex wins on transparency, support, and user education. It’s not the cheapest, but it’s the most trustworthy. If you care about where your money goes when you’re not looking, this is the exchange that makes you feel safe.
What’s Missing?
No platform is perfect. Zipmex doesn’t offer margin trading. No staking rewards. No NFT marketplace. No crypto lending. If you want to earn interest on your Bitcoin or trade with leverage, you’ll need another tool.
But that’s okay. Zipmex isn’t trying to be everything. It’s trying to be good at one thing: helping you buy, sell, and store crypto safely. And in a world full of exchanges that overpromise, that’s more than enough.
The Bottom Line
Zipmex isn’t flashy. It doesn’t have celebrity endorsements or viral TikTok campaigns. But it’s been around since 2018. It’s still operating. It’s still growing. And it’s still helping real people trade crypto without getting scammed.
If you want a clean, secure, transparent exchange with fair fees and real support-especially if you’re in Asia or the U.S.-Zipmex is one of the best choices you have in 2026.
It won’t make you rich overnight. But it will keep your money safe while you figure out how to grow it.
Is Zipmex a safe crypto exchange?
Yes, Zipmex is considered one of the safer exchanges for retail users. It stores most funds in cold storage, uses multi-sig wallets, and has insurance coverage for digital assets. It also encourages users to use hardware wallets like Ledger or Trezor and provides detailed security guides. However, no exchange is 100% immune to hacks, so it’s still wise to keep the majority of your crypto off the platform.
What are Zipmex’s trading fees?
Zipmex charges a flat 0.2% fee on every trade-whether you’re buying or selling. There are no hidden fees, deposit fees, or withdrawal fees for USD or SGD. This puts Zipmex in the lower half of the fee spectrum compared to other exchanges, which often charge between 0.1% and 0.5%.
Can I withdraw USD or SGD to my bank account?
Yes. Zipmex supports instant withdrawals to bank accounts in USD and SGD. This is one of its biggest advantages over other exchanges that require you to use third-party services or wait days for fiat transfers. Most withdrawals process within minutes to a few hours.
Does Zipmex offer staking or earning interest on crypto?
No, Zipmex does not currently offer staking, lending, or interest-bearing accounts. Its focus is strictly on trading and secure storage. If you want to earn passive income on your crypto, you’ll need to use a separate platform like Celsius or Kraken.
Is Zipmex available in the United States?
Yes, Zipmex is available to users in the United States. It supports USD deposits and withdrawals, and its platform is fully accessible to U.S.-based customers. However, it is not licensed as a money transmitter in every U.S. state, so availability may vary slightly depending on your location. Always check their website for the latest state-by-state status.
Does Zipmex have a mobile app?
Yes, Zipmex has official mobile apps for both iOS and Android. The apps are well-designed, secure, and offer full access to trading, portfolio tracking, and support. They’re regularly updated and have high ratings on both the App Store and Google Play.
What cryptocurrencies does Zipmex support?
Zipmex supports major cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Solana (SOL), Polygon (MATIC), Chainlink (LINK), and a few others. It avoids obscure or low-liquidity tokens, focusing on coins with strong communities and real-world use cases.
Can I use my own hardware wallet with Zipmex?
Yes. Zipmex fully supports hardware wallets like Ledger, Trezor, and Tangem. You can send funds from your Zipmex account directly to your hardware wallet with one click. This is one of the platform’s strongest security features, making it easy to move long-term holdings offline.
Is Zipmex regulated?
Zipmex is registered as a digital asset exchange in Singapore and complies with local financial regulations. It also follows international AML and KYC standards. While it’s not regulated in the U.S. as a full financial institution, it operates under legal frameworks that require transparency and user protection. Always verify its current licensing status on their official website.
What happens if Zipmex shuts down?
If Zipmex shuts down, users would still have access to their private keys for assets held in their personal wallets. However, assets held in Zipmex’s hot or cold wallets would be subject to the platform’s recovery and liquidation process. This is why Zipmex strongly advises users to withdraw large holdings to their own hardware wallets. The platform’s transparency and long-term operation suggest shutdown is unlikely, but it’s always best to assume the worst and protect your assets accordingly.